Monday, November 30, 2009
Wednesday, November 25, 2009
Holidays and Winter Months for some are some of the hardest months to deal with. I know family members that get depressed as winter sets in and the days get shorter and the weather gets gloomy.
I know all of us all of us have lost loved ones and who do we think about during the holidays...well I think of those that have gone on before us, and how much I miss them. Below are some tips I found on Money Pit that will sure help. Enjoy the tips.
And most important is to love those around you, forgive those that have wronged you, pray for those that need our prayers and lastly keep in mind there are far more people less fortunate than us, and do something special to help them. Examples are our countries food banks and homeless shelters have greater demand now than they have had in there history. Lastly take the time to smile and give some praise to a fellow worker ad you never know what that person may be going through.
The long, dark days of winter tend to give project-loving homeowners the blues. But you don't have to wait for spring to arrive or the stock market to soar to get your DIY groove back. A few dollar-wise home improvement projects can spruce up your home and your spirits, and help beat the winter blues.
Best foot forward: Spruce up the front door by polishing door hardware, rolling out a new doormat and making sure porch lights are in order and equipped with fresh bulbs at the maximum wattage allowed by the fixture.
Add color: Plant winter color in porch front containers and strategic spots along walkways or landscape beds.
Inside gardens: Start spring early with planters of forced bulbs or a mini herb garden stationed in a sunny window.
Bright lights: Nothing helps beat the winter blues better than bright lights. Be alert to needs in your indoor lighting scheme, and make additions and adjustments for warm, welcoming comfort throughout your family's waking hours.
More décor: Warm up living areas with colorful throws and comfy pillows, adding spring tones and textures as the next season draws near.
Winter may be long and dark but your decorating scheme doesn't have to be. ith a few simple home improvements, you can brighten up your space and your attitude, and beat the winter blues.
Very Well Put ! May the lights be turned on in the minds of our current politicians!
During this political season lets be reminded of these words:
You cannot help the poor by destroying the rich.
You cannot strengthen the weak by weakening the strong.
You cannot bring about prosperity by discouraging thrift.
You cannot lift the wage earner up by pulling the wage payer down.
You cannot further the brotherhood of man by inciting class hatred.
You cannot build character and courage by taking away men's initiative and independence.
You cannot help men permanently by doing for them what they could and should do for themselves. --
Abraham Lincoln
Monday, November 23, 2009
I just returned from a long need vacation (3 years since last one) and loved every minute of it. The 3 ports we entered while on a cruise reminded me why America is the best place in the entire world to live in. At 2 of the ports in Mexico you exit the ship to be greeted by the Mexican military with fully automatic weapons and they looked like they would enjoy using them at any minute. I asked why they needed them from a local and he said they are there to protect us. America is so blessed not be greeted by military at local malls, grocery stores and banks.
At their banks they had at least 2 guards at every bank with shot guns and or American automatic weapons standing outside the bank, and no telling who or what was inside. Once again to protect us?
With this week being Thanksgiving we need to remember why the early settlers risked their lives so they could have freedom. Folks they did this not only for themselves but future generations which we are now one of. The actual first Thanksgiving was is Florida, as when they arrived off the ship they immediately gave thanks for the safe voyage and had a party so to speak, and bringing them to a place where freedom of Worship is allowed. That year around half of them died as life was extremely hard. I ask why do we complain, why are we not thankful? I would venture to say as tough as Real Estate is today with many of our members leaving the business as they can no longer pay the fees to stay in, and some at the brink of loosing there homes and being homeless. What’s our excuse for not being thankful for where we live and what God has given us?
I am sure there are many that will read this will almost immediately close it and not read on but for those of us that do, take a minute and be thankful for all that we have. Take a minute and pray for those less fortunate than us, take a minute and ask yourself what I can do to help someone this holiday season, what can I do every day from her on out. I know the income has been awful, expenses of staying in Real Estate continue to go up, but look in your pantry, your closet, your garage at all the stuff we Americans hoard up.
Be kind to others as you never know what they are going through! Empty out those items in your house that you can no longer wear, donate furniture, and donate your time at the food shelters. And most of all take time to thank God for what he has done for you and your family!
Saturday, November 7, 2009
Friday, November 6, 2009
New Listing in Turkey Pen Gap with year round views and only $99,000
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The best things in life-friends, family.. read on for a great quote!
I recently ran across the quote and was impressed by the truth in it. Today we are so busy we find ourselves at times not even speaking to our spouses much less the kids. Let’s wake up and smell the roses so to speak. Life hear on earth is too short so lets take the time to enjoy it! You all know I am preaching to my self! Jay Kaiser
“Often, all those unnecessary things we buy for ourselves and our kids are simply distractions from the people we love,” he says. “They send the message that it’s necessary to spend a lot of money in order to have a good time. It’s not, of course. The best things in life—friends, family, quiet evenings at home just being together—really are free. Sometimes it’s good to be reminded of that.” Eric Tyson, MBA
Congress giving homebuyers a big new tax break - Yahoo! News
WASHINGTON – Missed out on Cash for Clunkers? Congress has another deal for you: Buy a home before May 1 and collect up to $6,500 from the government. If you're a first-time homebuyer, get up to $8,000.
As part of the government's efforts to encourage people to spend money to help revive the economy, the House voted 403-12 Thursday to expand a popular tax credit for homebuyers. The bill, which also extends unemployment benefits and expands a tax break for money-losing businesses, now goes to President Barack Obama, who plans to sign it Friday.
First-time homebuyers have been getting tax credits of up to $8,000 since January as part of the economic stimulus package. But with that housing program scheduled to expire at the end of November, the House voted to extend it into the spring — and to expand it to many people who already own homes.
Buyers who have owned their current homes at least five years would be eligible, subject to income limits, for tax credits of up to $6,500. First-time homebuyers — or people who haven't owned homes in the previous three years — could get up to $8,000. To qualify, buyers have to sign purchase agreements before May 1 and close before July 1.
One thing for sure is the Realtors, home buyers and the economy really needs this. We have to create jobs and I am worried that the Government is still backing big business and their overseas companies.
Thursday, November 5, 2009
First Time Home Buyers Tax Credit Extension just needs the Presidents Signature
This is really exciting for my buyer that is so close to the wire about getting the tax credit. We have been sweating bullet's trying to make sure all inspections. water samples, septic, etc. and the banks getting it done with all there new regulations.
WASHINGTON- Missed out on Cash for Clunkers? Congress has another deal for you: Buy a home before May 1 and collect up to $6,500 from the government. If you're a first-time home buyer, get up to $8,000.
Aspart of the government's efforts to encourage people to spend money to help revive the economy, the House voted 403-12 Thursday to expand a popular tax credit for home buyers. The bill, which also extends unemployment benefits and expands a tax break for money-losing businesses, now goes to President Barack Obama, who plans to sign it Friday.
First-timehome buyers have been getting tax credits of up to $8,000 since January as part of the economic stimulus package. But with that housing program scheduled to expire at the end of November, the House voted to extend it into the spring - and to expand it to many people who already own homes.
Buyerswho have owned their current homes at least five years would be eligible, subject to income limits, for tax credits of up to $6,500. First-time home buyers - or people who haven't owned homes in the previous three years - could get up to $8,000. To qualify, buyers have to sign purchase agreements before May 1 and close before July 1.
Read More here from Yahoo news: http://news.yahoo.com/s/ap/20091105/ap_on_go_co/us_homebuyers_tax_credit
Watch Video here: http://cosmos.bcst.yahoo.com/up/player/popup/?rn=3906861&cl=16352974&ch=4226720&src=news
Monday, November 2, 2009
Know the Difference between Cold and H1N1 Flu Symptoms
Know the Difference between Cold and H1N1 Flu Symptoms
| Symptom | Cold | H1N1 Flu |
| Fever | Fever is rare with a cold. | Fever is usually present with the flu in up to 80% of all flu cases. A temperature of 100°F or higher for 3 to 4 days is associated with the flu. |
| Coughing | A hacking, productive (mucus- producing) cough is often present with a cold. | A non-productive (non-mucus producing) cough is usually present with the flu (sometimes referred to as dry cough). |
| Aches | Slight body aches and pains can be part of a cold. | Severe aches and pains are common with the flu. |
| Stuffy Nose | Stuffy nose is commonly present with a cold and typically resolves spontaneously within a week. | Stuffy nose is not commonly present with the flu. |
| Chills | Chills are uncommon with a cold. | 60% of people who have the flu experience chills. |
| Tiredness | Tiredness is fairly mild with a cold. | Tiredness is moderate to severe with the flu. |
| Sneezing | Sneezing is commonly present with a cold. | Sneezing is not common with the flu. |
| Sudden Symptoms | Cold symptoms tend to develop over a few days. | The flu has a rapid onset within 3-6 hours. The flu hits hard and includes sudden symptoms like high fever, aches and pains. |
| Headache | A headache is fairly uncommon with a cold. | A headache is very common with the flu, present in 80% of flu cases. |
| Sore Throat | Sore throat is commonly present with a cold. | Sore throat is not commonly present with the flu. |
| Chest Discomfort | Chest discomfort is mild to moderate with a cold. | Chest discomfort is often severe with the flu. |
The only way to stop the spread of the epidemic is to spread the awareness.
- You WILL Receive The Finest Service! SRS & ABR Certified
Our Web site www.HomeInBrevard.com - Jay Kaiser's e-mail Jay@HomeInBrevard.com
- Jewell Kaiser's e-mail Jewell@HomeInBrevard.com
Office 1-800-634-5196, Local 828-883-9895
Fax 828-877-3782, Home 828-884-7211
Jay Cell 828-421-0375 Jewell Cell 828-421-8376 - Trulia
- YouTube
- Google Profiles
- HomeINBrevard BlogSpot
- Sylvan Heights www.sylvanheights.net
- Sylvan Habitat www.sylvanhabitat.com
- Company web site www.fisherrealtync.com
- Working With Real Estate Agents Brochure
Do you know if your agent is an expert in the areas your looking in?
What are Realtors Boundaries/Market areas today? Do we follow the Code of Ethics?
As a Realtor we are all bound by the National Association of Realtors Code of Ethics and I have concerns we may be stepping over the boundaries. These codes are how we as professionals are to operate our day in and day out business. Or at least we raised our right hand and swore that we would.
With the emergence of the internet, Regional MLS systems, blogging, agent and company web sites, IDX, soon to be in some areas State Wide IDX or Vow's and rumors of potential State wide MLS systems, what is your agents working territory?
So we all put ourselves out to you the public as experts in our area that we call our market area, but our web sites paint a different picture. The question we all need to answer is how far out is this area? With the scarcity of client-customers these days I see agents extending the boundaries beyond what they should be, in hopes of making a sale?
Having been in the business since 1975 and worked 3 to 5 counties over those many long years does this make me an expert and a knowledgeable agent in all of those areas? I think not. I have attached Article 11 of the Code of Ethics as a reminder to all of us about what our boundaries are. I know we are licensed in a state and can sell anywhere in the state, but could I sell 250 miles away and follow Article 11?
Sure I could, but would I want to? Think about it how would I know some 430 miles away or further who would be the best attorney's surveyors, inspectors. I worry more about what might be going on down the street that would harm our customer and so on, or not knowing the community is in trouble financially etc. In short I can assure you I know my area but yours I can't so referrals is the best and safest way to go so I can continue to work for many more years without fears of law suits.
As buyers and sellers per the statics 80+ percent of you search the internet for properties and then choose an agent. I encourage you to ask the questions to the agents you call like, what is your area of expertise? This could be the property type you're looking for, the territory they serve, are they confident showing you properties in multiple counties and if so, do they know the critical contacts to assist you to closing.
Article 11
The services which REALTORS® provide to their clients and customers shall conform to the standards of practice and competence which are reasonably expected in the specific real estate disciplines in which they engage; specifically, residential real estate brokerage, real property management, commercial and industrial real estate brokerage, real estate appraisal, real estate counseling, real estate syndication, real estate auction, and international real estate.
REALTORS® shall not undertake to provide specialized professional services concerning a type of property or service that is outside their field of competence unless they engage the assistance of one who is competent on such types of property or service, or unless the facts are fully disclosed to the client. Any persons engaged to provide such assistance shall be so identified to the client and their contribution to the assignment should be set forth. (Amended 1/95)
· Standard of Practice 11-1
•1. identification of the subject property
•2. date prepared
•3. defined value or price
•4. limiting conditions, including statements of purpose(s) and intended user(s)
•5. any present or contemplated interest, including the possibility of representing the seller/landlord or buyers/tenants
•6. basis for the opinion, including applicable market data
•7. if the opinion is not an appraisal, a statement to that effect (Amended 1/01)
- You WILL Receive The Finest Service! SRS & ABR Certified
Our Web site www.HomeInBrevard.com - Jay Kaiser's e-mail Jay@HomeInBrevard.com
- Jewell Kaiser's e-mail Jewell@HomeInBrevard.com
Office 1-800-634-5196, Local 828-883-9895
Fax 828-877-3782, Home 828-884-7211
Jay Cell 828-421-0375 Jewell Cell 828-421-8376 - Trulia
- YouTube
- Google Profiles
- HomeINBrevard BlogSpot
- Sylvan Heights www.sylvanheights.net
- Sylvan Habitat www.sylvanhabitat.com
- Company web site www.fisherrealtync.com
- Working With Real Estate Agents Brochure